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One of the most compelling reasons to choose the RBC Avion® Visa Infinite Card is its generous welcome bonus. With 35,000 Avion points offered upon approval, this card sets you up for significant travel opportunities right from the start.
THE BEST POINTS CREDIT CARD IN CANADA
RBC Avion® Visa Infinite Credit Card
Rates & Fees
Welcome bonus available RBC Rewards
Welcome bonus of 35,000 RBC Rewards points upon enrollment.
Welcome Bonus
Get 35,000 Avion points
Annual Fee
$120
Regular APR
20.99%
Credit Score
Good/Very Good
Rates & Fees
Welcome bonus available RBC Rewards
Welcome bonus of 35,000 RBC Rewards points upon enrollment.
Welcome Bonus
Get 35,000 Avion points
Annual Fee
$120
Regular APR
20.99%
Credit Score
Good/Very Good
- Welcome bonus of 35,000 RBC Rewards points.
- Earn 1.25 RBC Rewards points on every dollar, on up to $75,000 in spending per year.
- Built-in travel insurance including coverage for emergency medical, travel accident, lost and delayed baggage and rental car insurance.
- Includes cell phone insurance and extended warranty.
- Access to the up to 1,300 airport lounges world wide via Visa Companion.
- Yearly spending cap of $75,000.
- Lower salary entry point of $60,000 personal or $100,000 household with a good/very good credit score.
Why We Recommend the RBC Avion® Visa Infinite Card
These points are enough for flights anywhere in Canada and the U.S., making it an excellent option for both domestic and international travelers.
The card’s reward structure is another major plus. You earn 1 Avion point for every $1 spent, with an additional 25% on eligible travel-related purchases. This accelerated earning rate makes it easy to accumulate points quickly.
The card also offers the ultimate in travel flexibility – there are no blackout periods or seat restrictions, and if there’s an open seat, you can book it using your points, even during peak seasons.
Another standout feature is the comprehensive insurance coverage, including mobile device insurance, trip cancellation, and interruption insurance, and emergency medical coverage. These benefits provide peace of mind, especially for those who travel frequently.
The card’s annual fee of $120 is reasonable considering the range of benefits and the value of the points you can accumulate. The additional fee for extra cards is also modest, making it a cost-effective choice for families or couples who travel together.
How You Can Use the RBC Avion® Visa Infinite Card
The RBC Avion® Visa Infinite Card is versatile, making it a valuable tool for various financial needs and lifestyles. Beyond its obvious benefits for travel enthusiasts, the card is also excellent for everyday use.
The reward points you accumulate from daily spending on groceries, gas, and entertainment can be used to subsidize your travel expenses, effectively turning your regular purchases into future travel opportunities.
For those who love skiing or snowboarding, the card offers a unique perk – the Friday Friend Pass, which provides 2 for 1 ski passes at participating resorts. This is a great added value for winter sports enthusiasts.
The card’s Visa Infinite benefits add another layer of luxury, giving you access to exclusive events, and hotel and dining benefits.
These perks are ideal for those who appreciate the finer things in life and seek to enhance their travel and lifestyle experiences.
In conclusion, the RBC Avion® Visa Infinite Card is a robust choice for those who want to blend their love for travel with their everyday spending habits. Its rewards program, travel flexibility, and additional benefits make it a valuable asset for a wide range of cardholders, from frequent flyers to everyday spenders.
Advantages of the RBC Avion® Visa Infinite Card
The RBC Avion® Visa Infinite Card excels in offering a generous welcome bonus – 35,000 Avion points upon approval, sufficient for travel across Canada and the U.S. This initial boost is a significant lure for new cardholders, providing an immediate opportunity for travel.
Earning points is straightforward and rewarding: 1 point for every $1 spent, with an extra 25% on eligible travel purchases.
This rate accelerates point accumulation, making it attractive for regular spenders and travelers. The card’s flexibility in travel booking is a standout feature – no blackout periods or seat restrictions, ensuring availability even during peak seasons.
Additionally, the card offers extensive insurance coverage, including mobile device insurance and travel insurance, adding value and peace of mind.
The Visa Infinite benefits further enhance the card’s appeal, granting access to exclusive events and luxury travel perks.
Disadvantages of the RBC Avion® Visa Infinite Card
The RBC Avion® Visa Infinite Card, while loaded with benefits, does come with an annual fee of $120, which might be a consideration for those who do not travel frequently enough to offset this cost through the rewards program.
The interest rates of 20.99% on purchases and 22.99% on cash advances are also on the higher side, which could be a concern for cardholders who tend to carry a balance.
Credit Analysis for the RBC Avion® Visa Infinite Card
When applying for the RBC Avion® Visa Infinite Card, Royal Bank of Canada (RBC) conducts a thorough credit analysis. This process involves evaluating your credit score, which should ideally be good to excellent, indicating a history of responsible credit management.
Income verification is a crucial part of the process, with a minimum personal income of $60,000 or a household income of $100,000 required. This criterion ensures that applicants have the financial capability to manage a premium credit card.
RBC also assesses your credit history, looking at factors like payment history, length of credit history, and credit utilization ratio.
This evaluation helps in determining your creditworthiness and suitability for the card. It’s important for applicants to be aware that a credit card application can affect their credit score, so it’s advisable to apply only if you meet the eligibility criteria and are confident in your financial stability.
Credit Limits of the RBC Avion® Visa Infinite Card
When considering the RBC Avion® Visa Infinite Card, it’s important to understand that credit limits are personalized and vary among cardholders. RBC does not publicly specify a set minimum or maximum credit limit for this card.
Instead, credit limits are determined based on individual financial circumstances, including credit score, income, and credit history.
This tailored approach ensures that the credit limit assigned to you aligns with your financial situation and ability to repay. It’s a dynamic process, meaning that your credit limit can be adjusted over time based on your credit management and spending patterns.
Ready to Apply for the RBC Avion® Visa Infinite Card?
Are you eager to start reaping the benefits of the RBC Avion® Visa Infinite Card? The application process is straightforward and user-friendly. Simply click the button below to begin. You’ll be directed to the official RBC website, where you can apply for the card.
Be prepared to provide details such as personal identification, proof of income, and other relevant financial information.
Remember, you’ll need to meet the card’s eligibility criteria, including the minimum income requirement, to be considered. Don’t miss this opportunity to elevate your travel and spending experiences with a card that offers extensive rewards and benefits.
