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The TD First Class Travel Visa Infinite Card could be your perfect travel companion. Let’s dive into why this card is turning heads and becoming a favorite among savvy travelers.
THE BEST TRAVEL CREDIT CARD IN CANADA
TD First Class Travel Visa Infinite
Rates & Fees
Excellent welcome bonus for costumers
Earn a welcome Bonus of 20,000 TD Rewards Points when you make your first Purchase with your Card.
Welcome Bonus
TD Rewards points
Annual Fee
$139 (rebated the first year)
Regular APR
20.99%
Credit Score
Good/Excellent
Rates & Fees
Excellent welcome bonus for costumers
Earn a welcome Bonus of 20,000 TD Rewards Points when you make your first Purchase with your Card†.
Welcome Bonus
TD Rewards points
Annual Fee
$139 (rebated the first year)
Regular APR
20.99%
Credit Score
Good/Excellent
- Earn up to $1,100 in value, including up to 135,000 TD Rewards Points and no Annual Fee for the first year and additional benefits. Conditions Apply. Account must be approved by March 4, 2024.
- Earn a welcome Bonus of 20,000 TD Rewards Points when you make your first Purchase with your Card.
- Earn 115,000 TD Rewards Points when you spent $5,000 within 180 days of Account opening.
- Earn a Birthday Bonus of up to 10,000 TD Rewards Points.
- Get an annual TD Travel Credit of $100 when you book at Expedia® For TD.
- Get a free 12 month Uber One membership (that’s $120 in value).
- Get an Annual Fee Rebate for the first year.
- To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the first Additional Cardholder first-year annual fee rebate, you must add your first Additional Cardholder by March 5, 2024.
- This offer is not available for residents of Quebec.
- Terms and conditions apply.
- Earn up to $1,100 in value, including up to 135,000 TD Rewards Points and no Annual Fee for the first year and additional benefits. Conditions Apply. Account must be approved by March 4, 2024.
- Get an Annual Fee Rebate for the first year. To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders by March 5, 2024.
- Cardholders will earn points for every dollar spent with accelerated rates on groceries, restaurants, recurring bill payments and travel booked through Expedia® For TD.
- Cardholders will benefit from an annual $100 travel credit when they book travel through Expedia® For TD as well as an annual birthday bonus of up to 10,000 TD Rewards Points.
- Cardholders can redeem points for a range of options at any time as long as they have at least 200 TD points available.
Why We Recommend the TD First Class Travel Visa Infinite Card
Are you looking for a credit card that not only supports your lifestyle but also enhances it, especially if you’re a frequent traveler?
Firstly, the rewards structure of this card is impressive. Imagine earning significant points on every dollar you spend, particularly on travel bookings through Expedia® For TD. This feature is a game-changer for those who love to explore new destinations. Not only does it make travel bookings more rewarding, but it also makes every trip a bit more special with those extra points stacking up.
But it’s not just about travel. Your everyday purchases, like groceries and restaurant bills, also earn you substantial points. This means that your regular spending habits contribute to your next vacation, which is an exciting thought. Additionally, the annual birthday bonus points are a delightful perk, making your special day even more rewarding.
What also stands out is the first-year annual fee waiver. This feature allows you to explore the card’s benefits without the initial cost, which is an excellent opportunity for new users. And let’s not forget the luxury of having a free 12-month Uber One membership, adding value to your urban lifestyle.
Now, let’s talk about the travel credit. The annual $100 travel credit when booking through Expedia® For TD is like having a secret travel fund that you didn’t know you needed. It’s these thoughtful touches that make the TD First Class Travel Visa Infinite Card not just a financial tool, but a passport to a more rewarding lifestyle.
How Can You Use the TD First Class Travel Visa Infinite Card?
The TD First Class Travel Visa Infinite Card is not just a credit card; it’s a key to a world of possibilities. Here’s how you can make the most of it.
For starters, travel enthusiasts will find this card a dream. The rewards points can be redeemed for travel purchases, which means your regular spending can subsidize or even fully cover your next getaway. Booking through Expedia® For TD not only maximizes your rewards but also opens up a world of travel options, from flights to hotel stays.
But the card’s utility goes beyond travel. Its compatibility with daily expenses like groceries, dining out, and recurring bill payments means it seamlessly integrates into your everyday life. This integration turns mundane tasks into opportunities to earn points towards your next adventure or other rewards.
What’s more, the flexibility in redeeming points extends to a wide range of options. Whether it’s travel, shopping on Amazon.ca, or even cash credits, you have the freedom to choose how you use your rewards. This flexibility is particularly valuable in today’s world, where personalization and choice are highly appreciated.
Advantages of the TD First Class Travel Visa Infinite Card
The TD First Class Travel Visa Infinite stands out as an exceptional choice for those seeking a credit card packed with benefits, especially for travel enthusiasts. One of its biggest advantages is its generous rewards system. Imagine accumulating significant points on every dollar spent, particularly on travel bookings through Expedia® For TD. These points can be redeemed for travel, significantly enhancing your travel experiences.
Additionally, the card offers a $100 annual travel credit for bookings made through Expedia® For TD, which is a major incentive for travelers. Another positive aspect is the waiver of the annual fee in the first year, allowing users to experience the card’s benefits without an initial cost.
The inclusion of a free 12-month Uber One membership and a birthday bonus are special touches that enrich the user experience. Moreover, the points accumulated on everyday purchases, like groceries and dining, make this card extremely practical and beneficial for daily use.
Disadvantages of the TD First Class Travel Visa Infinite Card
Despite its advantages, the TD First Class Travel Visa Infinite has some drawbacks. The annual fee of $139, after the first year, can be a limiting factor for some users, especially those who do not travel frequently or do not accumulate enough points to offset the fee. Additionally, the interest rates for purchases and cash advances are relatively high, which could be a concern for those unable to pay off their balance in full each month.
Credit Analysis for the TD First Class Travel Visa Infinite Card
To obtain the TD First Class Travel Visa Infinite, undergoing a credit analysis is crucial. TD Bank considers several factors during this process. Firstly, the applicant’s annual income is checked, which should be at least $60,000 individually or $100,000 for a household. This income requirement ensures that users have the financial capacity to manage a card with such a robust rewards structure.
Besides income, the applicant’s credit history is thoroughly evaluated. The bank seeks to understand the individual’s spending patterns, payment history, and financial responsibility. This includes analyzing credit scores, existing debts, and payment history.
Another important aspect is the applicant’s residency. It is necessary to be a Canadian resident and of legal age in your province or territory of residence to qualify. These criteria help ensure that cardholders are responsible and capable of maximizing the benefits offered by the TD First Class Travel Visa Infinite Card.
Is There a Minimum and Maximum Credit Limit for the TD First Class Travel Visa Infinite Card?
When it comes to the TD First Class Travel Visa Infinite Card, the credit limit you’re granted can vary significantly, depending on several factors. Typically, credit limits are influenced by your credit score, income, and financial history.
While the card doesn’t explicitly state a minimum or maximum limit, it’s designed for those with a higher income (at least $60,000 individually or $100,000 household).
This suggests that the credit limits could be quite generous, aligning with the spending power and needs of its target users. Remember, a higher credit limit can be a great tool for managing finances, but it also requires disciplined spending to avoid high interest debts.
Ready to Apply? Learn How to Get the TD First Class Travel Visa Infinite Card Here
Thinking of elevating your credit card experience with the TD First Class Travel Visa Infinite Card? The journey to owning this prestigious card is just a click away.
Whether you’re eyeing those impressive travel rewards, the annual travel credits, or the luxury of a free Uber One membership, getting started is easy. Don’t let this opportunity slip by.
Click the button below to move to the next page where you’ll find a simple, step-by-step guide on how to apply for the TD First Class Travel Visa Infinite Card. Embrace the world of exclusive benefits and rewards today – your next adventure awaits with every swipe!
